Do I Really Need a Will? Estate Planning Basics for Massachusetts Families

It’s easy to put off creating a will. Many people assume it’s something they’ll handle “someday,” or that their family will automatically know what to do. But in Massachusetts, not having a will can cause confusion, delays, and even disputes after your death.

Here’s why estate planning and having a will is one of the most important steps you can take to protect your loved ones.

Why People Hesitate About Wills

Talking about what happens after you’re gone isn’t easy. Some people avoid it because they don’t like thinking about death; others believe they don’t have enough assets to justify making a will.

But even if you don’t own property or have significant savings, a will ensures your wishes are clear and your family doesn’t have to make difficult decisions in a stressful time.

What Happens If You Die Without a Will (Intestacy)

In Massachusetts, if you die without a will, your estate is distributed according to state intestacy laws, not your personal preferences.

That means:

·  The court decides who inherits your property.

·  Unmarried partners, stepchildren, or close friends may receive nothing.

·  The court appoints someone to manage your estate, which may not be who you would have chosen.

Creating a will ensures your property and belongings go to the people you intend, not whoever happens to be next in line under state law.

Benefits of Having a Will

A valid will gives you control over what happens after you pass away. With a will, you can:

·  Decide who inherits your assets.

·  Name a guardian for minor children.

·  Choose an executor you trust to handle your estate.

·  Minimize family conflicts and court delays.

Having a will doesn’t just protect your property, it protects your peace of mind.

Who Should Especially Have a Will

Everyone benefits from having a will, but it’s especially important if you:

·  Own a home or other property in Massachusetts.

·  Have children or other dependents.

·  Are married, divorced, or in a blended family.

·  Own a business or valuable assets.

·  Want to leave specific gifts or charitable donations.

If any of these apply, now is the right time to put your wishes in writing.

Next Steps for Starting Estate Planning

Creating a will doesn’t have to be complicated or expensive. A Massachusetts estate planning attorney can:

·  Help you understand state requirements for a valid will.

·  Advise on how to minimize probate and protect your assets.

·  Draft a will and other documents that reflect your exact wishes.

Even a simple will can make all the difference for your family when the time comes.

📞 Call the Law Office of Cathy A. Marino at (617) 846-4041 to schedule an estate planning consultation and take the first step toward protecting your future.

⚖️ Disclaimer: This article provides general information only and is not legal advice. For advice about your specific situation, please consult an attorney.